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Over the past decade, the annual CGAP Photo Contest has documented the remarkable ways that access to formal financial services can improve poor people’s day-to-day activities. During this time much has changed. New innovations, such as digital financial services, offer great promise for better serving poor customers. Now in its 10th year, the annual CGAP Photo Contest aims to demonstrate the ways financial inclusion can help poor people transition out of poverty and lead more financially secure lives.

The winning photographs in the CGAP 2015 Photo Contest have been revealed. The winning photo, called “Paddy Cultivation”, was chosen from more than 3,300 entries from 77 countries for its breathtaking composition and immersive quality. The photo showed workers in a paddy field in West Bengal, India capturing one of the key themes of the contest – smallholder farmers and their families. The panel of three judges said Sarkar’s photo symbolized the family’s livelihood, home, and how they support themselves.